Personal accident insurance is an essential product most people usually ignore. This is because health and life insurance are usually the ones people tend to purchase or avail because these are also two of the most popular types of insurance. However, most people don’t know personal accident insurance is also important for everyone especially those who are working on a prone accident workplaces.

Personal accident insurance provides part or full financial protection in case unfortunate or unforeseen events that may hurt or cause harm to a person.

Accidents occur randomly and can lead to various losses and inconveniences, Personal Accident Insurance policy gives one a peace of mind for knowing you and your family have decent protection in the event of these unwanted scenarios.  It is also important to know there are different types of this insurance that vary a range of accidents or incidents and we at CoverTouch can make time to discuss everything you need to know about personal accident insurance.

People who need Personal Accident Insurance

People who tend to work their whole life and especially to those people who have dangerous jobs and workplaces like constructions, electricians and even zookeeper and more. These people are the ones who need personal accident insurance the most. According to the data gathered, there are 10 which is considered as the top most dangerous jobs.

Top 10 most dangerous jobs

  • Supervisors of landscaping, lawn service, and groundskeeping workers
  • Electrical power-line installers and repairer
  • ​​​​​​​Farmers, ranchers and agricultural managers
  • ​​​​​​​Truck drivers
  • ​​​​​​​Structural iron and steel workers
  • ​​​​​​​Refuse and recyclable material collectors
  • ​​​​​​​Roofers
  • ​​​​​​​Aircraft pilots and flight engineers
  • ​​​​​​​Fishers and fishing workers
  • ​​​​​​​Logging workers

These people are more prone to accidents than normal job workers. Which is why it is essential for them to have personal accident insurance to ensure even if unfortunate events happen to them during their work which causes them to temporarily stop working, they will be given financial support as replacement on their monthly income.

Though these are the people who need it the most, it doesn’t mean office staff or those who are just sitting at work don’t need it. It is crucial for us workers to have personal accident insurance as soon as we start working. Regardless of the age, occupation or gender.

CoverTouch offers 4 kinds of personal accident insurance policy which you can choose the right one fits your preferences and budget. Visit CoverTouch to know more about Personal Accident Insurance and many kinds of insurance you will need as you go through your life. It’s never too late to be prepared and plan what will happen with your life. Get personal accident insurance at CoverTouch today!


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